Skip to content
Mortgage Warehouse logo Mortgage Warehouse
  • Questions?
  • Services
  • Mortgage Calculator
  • News & Advice

Category: Lending Options

A Troubling Trend with Alternative Lenders

Stressed mortgage broker waiting on an alternative lender to close a deal
Posted on June 12, 2019

Lenders have every right to ask for financial information from borrowers. But is it fair for them to KEEP asking for more, to the point of delaying closing?

Read More

Posted in Lending Options, Trends

Private Lenders: Pros & Cons

Homebuyers and sellers exchanging cash and keys
Posted on May 30, 2019

Tightening of bank guidelines and consumers’ demand for mortgages has made private lending much more popular in recent years. Here’s what you need to know.

Read More

Posted in Advice, Lending Options, Trends

Low Income vs. High Net Worth

Piggy bank surrounded by cash to represent high net worth
Posted on May 9, 2019

If you have modest income and a high net worth, you may not need to qualify for a mortgage by conventional means.

Read More

Posted in Lending Options, Retired, Self-Employment

Stated Income Mortgage for Self-Employed

Mortgage-approved family moving into their new home
Posted on May 6, 2019

A mortgage application process with no T1 General or Notice of Assessment needed!

Read More

Posted in Lending Options, Self-Employment

Alternative Lenders: Who Can They Help?

New immigrant family buying their new home in Canada
Posted on May 2, 2019

Banks have tightened their guidelines. Our solution is to explore alternative lenders and offer flexible income verification.

Read More

Posted in Advice, Banks, Canadian Government Regulations, Lending Options, New to Canada, Self-Employment

Banks & Mortgages When You’re Self-Employed

Self-employed woman doing her budget in her fashion design office
Posted on April 25, 2019

A few years ago, the government implemented new rules that changed the game for self-employed people seeking mortgages through banks.

Read More

Posted in Advice, Banks, Lending Options, Mortgage Rules, Self-Employment

Construction Loans for Renovations and New Builds

Blueprint for new house plans with a construction hat, hammer and miniature house
Posted on April 22, 2019

Looking for financing options for a large renovation or new build? Mortgage Warehouse can help!

Read More

Posted in Construction, Lending Options, New Builds, Renovations

Equity Lending – Can It Help?

Loan officer signing approval based on equity
Posted on April 18, 2019

Worried you won’t get mortgage approval because of your income or bad credit? There are alternative approaches you can take—and equity lending may be one option.

Read More

Posted in Advice, Lending Options

Our love-hate relationship with banks

Dad and daughter adding a coin to a piggy bank
Posted on March 5, 2019

Banks are great… sometimes. They’re also not your only option when it comes to borrowing money.

Read More

Posted in Advice, Lending Options

Self-Employed? Need a Mortgage?

Posted on February 27, 2019

As a self-employed person, what are your options when you don’t meet narrow lending qualifications?

Read More

Posted in Advice, Lending Options, Self-Employment

Recent Posts

  • Get 100% Financing for Your Toronto Condo
  • A Troubling Trend with Alternative Lenders
  • Real Estate Agents, Can We Solve Your Biggest Problem?
  • Modern Homes in Older Neighbourhoods
  • Private Lenders: Pros & Cons

Categories

  • Advice
  • Banks
  • Canadian Government Regulations
  • Condos
  • Construction
  • Debt
  • Lending Options
  • Mortgage Rules
  • Mortgage Success Stories
  • New Builds
  • New to Canada
  • Real Estate Agents
  • Renovations
  • Retired
  • Self-Employment
  • Trends

Contact Us

Tel: 416-422-4444
Fax: 416-422-4422
Email: gavin@mortgagewarehouse.ca

About Us

Mortgage Warehouse has been helping Canadians finance their homes all over Ontario for over 25 years.

© 2019 Mortgage Warehouse

Site designed by Shayla Duval