Personal Information
Personal Information is defined as “information that is gathered in connection with an application, pre-approval, request for information for a mortgage(s), loan(s), insurance or other products offered through The Mortgage Warehouse Inc., and is provided to, or collected by, The Mortgage Warehouse
Inc., its consultants and agents.
The Mortgage Warehouse Inc. is responsible for the Personal Information under its control and has appointed a Privacy Officer to oversee our efforts to comply in all materials respects with applicable privacy legislation and the terms of this Privacy Policy. If you wish to contact our Privacy Officer, you may
do so as follows:
By Telephone: 416.422.4444
By Email: gavin@mortgagewarehouse.ca
What Personal Information Do We Collect?
Personal information includes, but is not limited to:
- Your full name, address and telephone, cell phone number(s); fax
number(s) or email address(es); - Your occupation, your salary, duration of employment; contact
numbers; address of employer; - Information on existing property and/or home(s); including principal
amount(s) of 1st, 2nd Mortgages; LOC, interest, repayments and
amortization schedules; - Financial and credit information about you and/or other members of
your family (spouse, etc.); - Your Social Insurance Number (SIN), and SIN’s for other members of
your family; - Health Information, if you are applying for life/disability Mortgage
Insurance.
Provision Of Your Social Insurance Number (SIN) Is Optional
You should note that most Credit Reporting Agencies use the SIN as a unique identifier to ensure proper identification when conducting credit reviews and/or preparing credit reports. If you do NOT wish to provide your SIN, our ability to order a timely and accurate credit report may be affected.
How Do We Use Your Personal Information?
Your Personal Information may be used by us, The Mortgage Warehouse Inc., to provide financial advice and/or services to you such as: obtaining a credit bureau for mortgage(s), loan(s), insurance or other products offered through The Mortgage Warehouse Inc. which we think might be of interest to you.
Sometimes We Have To Share Personal Information
We do not sell Personal Information to third parties. We may share some or all of your Personal Information with third parties such as lenders, lawyers and their related companies, providers of products or services relating to your “home and/or mortgage(s), credit reporting agencies, financial institutions or financing companies which provide or insure mortgage(s), loan(s) relating to your home(s)”. Your Personal Information may be disclosed when we are required or permitted by law, to do so.